GOLD SAVINGS SCHEME
Why Choose the Ishtara Gold Savings Scheme?
Start your journey toward owning gold the smart way. Our Gold Savings Scheme allows you to invest small amounts regularly, making fine jewellery and 22K gold more accessible than ever. Whether you’re saving for a special occasion or simply securing your wealth, we make it simple, flexible, and rewarding.
Low Monthly Commitment
Start from as little as $50/month.
Gold-Linked
Returns
Grow your savings as gold value increases.
Flexible Tenure
Choose from 6 to 24 months.
Redeem in
Jewellery or Gold
Use your savings to buy jewellery or pure gold at the end of your term.
Manage Your Savings Anytime, Anywhere
Track your savings, view statements, and redeem instantly — all in one app.
Frequently Asked Questions
How do I start saving in the Gold Savings Scheme?
Simply download our app, create an account, and select your preferred savings plan and monthly contribution.
What happens at the end of my savings period?
At the end of your savings period, your total savings along with any applicable interest or benefits will be made available to you. You can choose to withdraw the full amount, reinvest it into a new savings plan, or explore other financial products we offer, depending on your preference. Our team will guide you through the process to ensure a smooth experience.
Can I pause or stop my savings plan?
Yes, you may pause or stop your savings plan, subject to the terms and conditions of your chosen plan. If you decide to pause, your contributions will be temporarily on hold without affecting your existing balance. If you choose to stop the plan entirely, your accumulated savings — along with any applicable benefits — will be released in accordance with the policy. We recommend contacting our support team for guidance on the best option for your situation.
Is my money safe?
Yes, your money is completely safe. We take the security of your savings seriously and ensure they are protected through trusted financial systems and strict safeguards. Additionally, your savings are managed in compliance with regulatory standards, giving you peace of mind that your funds are secure.
Can I save on behalf of a family member?
Yes, you can save on behalf of a family member, provided the plan is set up under their name with the required documentation. In some cases, you may also be listed as the guardian or nominee, depending on the age and eligibility of the family member. Our team will guide you through the process to ensure the account is opened smoothly and securely.
Can I change my monthly contribution?
Yes, you may adjust your monthly contribution depending on the terms of your savings plan. Please contact our support team to assist you with the changes and guide you on the available options.
What happens if I miss a payment?
If you miss a payment, your plan will not be immediately canceled. We’ll send you reminders, and you may be given a grace period to make the payment. However, frequent missed payments may affect your plan benefits.
Are there any penalties for early withdrawal?
Early withdrawal is possible, but it may reduce or forfeit certain benefits tied to completing the full savings period. We recommend reviewing the plan’s terms or consulting with our team before making a decision.
Will I get any rewards or bonuses for completing my savings plan?
Yes, many of our savings plans come with exclusive rewards such as bonus amounts, discounts, or special offers on jewellery purchases once you complete the full term of your savings.