What is the Ishtara Gold Savings Scheme (GSS)?
The GSS is a smart, structured savings plan designed to help you invest in gold gradually. With fixed monthly contributions, you can build wealth over time while enjoying a bonus reward from Ishtara, turning your savings into something sparkling and rewarding.
Why Join the Gold Savings Scheme?
Our GSS offers flexibility and peace of mind, helping you grow your wealth effortlessly while building a future you can cherish.
100% Capital Guaranteed
Your investment is fully protected, ensuring you always receive more than the amount you contribute.
Earn Up to
$1,000 Bonus
Start from just $100 per month and receive a bonus reward upon completing your specific plan.
Over 25% Effective Yield (ROI)
Enjoy over 20% effective returns, performing better than traditional bank savings and interest-free.
Trusted for
40 Years
With four decades of experience in Singapore, Ishtara continues to earn trust in secure gold investment.
How to Join the Gold Savings Scheme?
Sign up easily via our app or by visiting our showroom. Choose your monthly contribution and let your savings grow securely with Ishtara.
Manage Your Savings Anytime, Anywhere
Sign up, pay online, track your savings, and check statements easily through our all-in-one app.
Frequently Asked Questions
How do I start saving in the Gold Savings Scheme?
You can join the GSS by visiting our showroom, or simply fill out the interest form on our website and our sales team will guide you through the process.
What happens at the end of my savings period?
You will receive an extra one-month bonus from Ishtara upon completing your GSS plan. This bonus can be redeemed for jewellery after the 13th month. You also have the option to renew your plan for another year.
Can I pause or stop my savings plan?
Yes, you can pause or stop your GSS plan. Early termination will forfeit the 1-month bonus, but you may use the saved amount to purchase jewellery. All cancellations must be done in person at our retail store with valid ID. Please contact our team for assistance.
Is my money safe from fluctuations and other changes?
Yes, your GSS savings are fully protected from gold price fluctuations, stock market changes, or other risks. Your funds are securely managed by a trusted and regulated provider and held safely. Ishtara follows strict policies and procedures to protect your contributions, and you can verify your savings anytime at our retail store or via app.
Can I save or transfer my GSS plan for a family member?
Yes, you can enrol a family member under the GSS to enjoy the benefits. You can also transfer your savings plan to a family member or nominated person. Transfers must be done in person at our retail store with both parties present. If the owner is overseas, a representative may assist with an authorisation letter, the transferee’s details, and their own ID.
What happens if I miss a payment?
If you miss a monthly payment, you can continue contributing to the GSS Scheme, but missed payments cannot be backdated. All future contributions will move forward until the full 12 months are completed.
Will I get any rewards or bonuses for completing my savings plan?
Yes. Upon completing your 12-month GSS plan, you will receive a one-month bonus. For example, if you contribute $1,000 per month, you will save $12,000 over 12 months. At the end of the plan, Ishtara will add $1,000 as a bonus, giving you a total of $13,000 by the end of the 13th month.
Can I pay in advance for my GSS plan?
Yes, you can contribute more than the minimum each month to grow your savings faster. Please note that the one-month bonus is credited on the 13th month, only after your GSS plan is completed.
Where can I check the terms and conditions for the GSS?
You can check all the details on our Terms & Conditions page. Look for Appendix A, which covers everything related to GSS.
Can I make a reservation using my GSS plan before or during the 12 months?
No. The GSS plan is a savings scheme, so reservations are not allowed during the 12-month saving period. Even after 12 months, reservations can only be made after the one-month bonus from Ishtara Jewellery is credited at the end of the 13th month.