SELLING MY HDB
A step-by-step guide to selling your HDB flat — from eligibility checks to completion. Follow this simple process flow to understand the timeline, requirements, and key actions for a smooth resale journey.
01. CHECK ELIGIBILITY
- 5-year Minimum Occupation Period (MOP)
- Ownership of HDB flats
02. REGISTER INTENT TO SELL
- Via MY Flat Dashboard
03. DECIDE HOW TO SELL
- DIY vs Agent (1-3 weeks)
04. HOLD VIEWINGS & NEGOTIATE
- Days to months (21 days)
05. SUBMIT RESALE APPLICATION
- Together with buyer
06. HDB ACCEPTANCE & INSPECTION
- About 8 weeks
07. HDB APPROVAL
- About 8 weeks
08. COMPLETION APPOINTMENT
- Days after approval
FREQUENTLY ASKED QUESTIONS
Find clear answers to common questions on eligibility, selling, buying, and the property process for a smoother journey.
WHEN CAN I SELL MY HDB FLAT?
You can sell your flat after meeting the 5-year Minimum Occupation Period (MOP).
DO I NEED AN AGENT TO SELL MY HDB?
No, engaging an agent is optional. You may sell on your own via HDB Resale Portal
WHAT IS THE OPTION TO PURCHASE (OTP)?
- Buyer secures the OTP by paying an option fee.
- Seller grants the buyer exclusivity, meaning the seller cannot offer the property to anyone else during the option period.
- Buyer decides whether to proceed with the purchase. If the buyer chooses to exercise the OTP, they will sign the required documents and pay the exercise fee.
HOW LONG DOES THE RESALE PROCESS TAKE?
The typical resale transaction timeline varies depending on the type of property
WHAT FEES DO I NEED TO PAY WHEN SELLING?
When selling a property in Singapore, the fees you need to pay depend on whether it’s an HDB flat or a private property.
WHEN WILL I RECEIVE MY SALE PROCEEDS?
The timing depends on whether you are selling an HDB flat or a private property, but generally, you will receive your funds on the completion date of the transaction.